Wolf Administration Reminds Motorists to Use Excessive Warning to Keep away from Deer Collisions – Pennsylvania PressroomAugust 17, 2022
Harrisburg, PA – Pennsylvania Insurance coverage Commissioner Jessica Altman and State Police Commissioner Colonel Robert Evanchick in the present day reminded drivers of the upper threat for deer-related crashes within the fall and that insurance coverage firms can’t add a surcharge to auto insurance coverage premiums for such crashes.
"Beneath Pennsylvania regulation, a crash involving a deer or different wildlife is taken into account a not-at-fault accident, and insurers can’t add a surcharge to your premium for a deer-related crash," Commissioner Altman stated. "Nonetheless, this exclusion doesn’t apply in case your automobile doesn’t are available contact with the deer."
"Automobile harm from deer-related crashes is dealt with below a driver’s complete protection," Altman added.
State Farm knowledge reveals Pennsylvanians have a 1-in-54 probability of being concerned in an animal-related crash, the fifth highest within the nation. The Pennsylvania Division of Transportation (PennDOT) reported greater than 5,581 deer-related crashes in 2020, up from 4,300 in 2019. The 2020 crashes resulted in 1,028 accidents and 4 fatalities.
Between July 1, 2020, and June 30, 2021, an estimated 1.9 million animal collision insurance coverage claims had been processed throughout the nation.
In accordance with the Pennsylvania Recreation Fee, daybreak and nightfall are peak occasions for deer exercise. As well as, November is when drivers are most probably to have a deer-related crash, in response to insurance coverage trade reviews. October and December are the second and third most probably months for animal-related crashes.
Drivers ought to concentrate on the next suggestions from the American Vehicle Affiliation (AAA) to assist stop a crash or to cut back the harm from a collision:
"The autumn is breeding season for deer, and so they could also be much less conscious of their environment," Altman stated. "It is necessary to recollect to remain alert, buckle up, and check out to not swerve your automobile. If an animal collision is inevitable, keep on the street."
"Driving the posted velocity restrict, eliminating distractions within the automobile, and selecting to by no means drive impaired are selections that may save a life in the course of the peak months of the deer mating season," stated Colonel Evanchick. "If you happen to hit a deer, pull over to a secure space and assess the state of affairs to determine what to do subsequent. If there are any accidents requiring medical consideration, your automobile wants towed, or the roadway is blocked, contact 911 instantly."
In Pennsylvania, two sorts of crashes should be reported to police: crashes that end in a automobile being broken to the purpose it can’t be pushed from the scene and collisions that end in harm or demise. Minor collisions or fender benders that don’t end in harm could also be reported to police, however it’s not legally required.
Drivers concerned in any crash with one other automobile are required to trade license and insurance coverage data with concerned events and render help when essential.
To report a useless deer for removing from state-maintained roads, name the Pennsylvania Division of Transportation at 1-800-FIX-ROAD.
Customers with questions on auto insurance coverage could contact the Insurance coverage Division Client Providers Bureau by calling 1-877-881-6388 or at www.insurance coverage.pa.gov.
For extra data on the Pennsylvania State Police, go to psp.pa.gov.
For data on deer-related crashes by county, click on right here.