Capital One Enterprise X Rental Automotive Protection Particulars – One Mile at a Time

October 25, 2022 By admin

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Hyperlink: Apply now for the Capital One Enterprise X Rewards Credit score Card
There’s so much to grasp concerning the Capital One Enterprise X Rewards Credit score Card, which is Capital One’s premium shopper bank card.
One profit individuals search for with a premium bank card is good rental automotive safety, and that’s one thing that the Capital One Enterprise X affords. On this put up I needed to debate the cardboard’s rental automotive safety in better element. This properly enhances the cardboard providing Hertz President’s Circle standing, plus the cardboard providing 10x Enterprise miles on rental automobiles booked by means of Capital One Journey.
On this put up:
The Capital One Enterprise X affords main auto rental collision harm waiver (CDW) protection for rental automobiles, each in the US and overseas. There are some primary phrases to pay attention to, as you’d count on:
You’ll wish to seek the advice of the total Capital One Visa Infinite advantages information for all the main points, as they’re topic to alter, and there are some additional restrictions. Additionally be aware that this protection is particularly for rental automobiles, and never for automotive sharing companies like Turo (although Capital One and Turo have a partnership providing as much as 10x Enterprise miles on leases).
Within the unlucky occasion that you simply really need to make use of the Capital One Enterprise X rental automotive protection, how do you go about it?
For these questioning how the rental automotive protection provided by the Capital One Enterprise X compares to the protection provided by different premium playing cards, let’s evaluate the protection to some fashionable rivals:
I believe it’s additionally essential to emphasise that even main collision harm waiver (CDW) protection doesn’t absolutely cowl you — this isn’t a full insurance coverage coverage. It covers you for the harm to your automotive, however doesn’t cowl harm to different automobiles, or bodily damage.
Individuals could also be lined for that with their private insurance coverage, however for these with no private insurance coverage coverage that covers leases, you may wish to pay for extra premium safety, within the unlikely occasion that one other automotive is broken, or there are accidents.
The Capital One Enterprise X affords main collision harm waiver (CDW) protection each inside the US and in most international locations overseas, for the first cardmember and licensed customers. This is a vital perk for premium bank cards that I do know many individuals worth, so hopefully the above is a helpful abstract of the way it works. Capital One’s rental automotive protection coverage could be very aggressive with what’s provided by different premium bank cards.
And naturally this is just one of many nice causes to apply for this card, because it additionally affords a terrific welcome bonus, plus perks like a $300 annual journey credit score, 10K bonus anniversary miles, a Precedence Go membership, entry to Plaza Premium Loungesentry to Capital One Loungessuperior licensed person perks, cellphone safety, and extra.
What do you make of the Capital One Enterprise X‘s rental automotive protection coverage?

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Along with legal responsibility protection and bodily damage, what about harm apart from collision like vandalism, hail, and so forth. ? How about diminished worth after an accident? Individuals want to grasp
I do know its required by the phrases, however why do bank cards require you to say no the CDW? In different areas, having two insurance coverage insurance policies does not harm.
Would it not apply to Silvercar?
Capital One – worst journey portal ever. I used to be immediately accredited and was tremendous excited after studying OMAAT’s and others’ sterling evaluation of this card. However an enormous downside! First the rental automotive portal ONLY SHOWS PREPAID RATES – I by no means pay up entrance!. Second Hertz just isn’t even listed at most airports as a rental choice so why even hassle giving us President’s Circle? I had deliberate to make use of my $300 journey credit on…
Capital One – worst journey portal ever. I used to be immediately accredited and was tremendous excited after studying OMAAT’s and others’ sterling evaluation of this card. However an enormous downside! First the rental automotive portal ONLY SHOWS PREPAID RATES – I by no means pay up entrance!. Second Hertz just isn’t even listed at most airports as a rental choice so why even hassle giving us President’s Circle? I had deliberate to make use of my $300 journey credit on their portal for rental automobiles as a result of I at all times ebook instantly with the airline – however now what? Good advantages however not if I can not use my $395 credit score. Now why arent’t there any posts about that
BUT the Amex playing cards, although secondary protection (that reverts to main when you’ve got no different protection) cowl leases for 30+ days – I consider as much as 35, presumably 40 days. It is a dilemma for us…we’re off to South Africa and renting a automobile for 38 days…Are we allowed to interrupt it into 31 + 7 days to get protection from the Enterprise X? Will the CC firm (or Insurance coverage of us) spot that and deny protection?
Does the enterprise x card present main insurance coverage for Turo leases
For the document, I discovered this text helpful. I am not making use of as a result of I nonetheless wish to get beneath 5/24 / I am within the Chase ecosystem, but it surely’s good to know Amex and Chase have competitors.
Thanks – was very how this in comparison with the CSR since we just lately filed a $1,600 declare with them that paid out in-full & fast. I’ve in all probability run a few hundred rental expenses through the CSR for this very safety (lastly wanted it!) & additionally one of many most important causes we’ve held on to the cardboard.
Good to know the C1VX compares favorably in deciding whether or not to maintain or downgrade our CSR now that we’re accredited for this one.
Fairly aggravated by how the journey credit score works. Solely good for issues booked through their portal. Satirically they provide you Hertz standing however they will not give me an choice to ebook a hertz automotive through their portal. Actually in a number of the areas I wanted a rental automotive they did not have any locations the place I might ebook regardless that Hertz has a store there. Rental automobiles was one of many few issues I’d…
Fairly aggravated by how the journey credit score works. Solely good for issues booked through their portal. Satirically they provide you Hertz standing however they will not give me an choice to ebook a hertz automotive through their portal. Actually in a number of the areas I wanted a rental automotive they did not have any locations the place I might ebook regardless that Hertz has a store there. Rental automobiles was one of many few issues I’d have used the journey portal for. The resort choice wasn’t tremendous spectacular both. No hyatt choice. Possibly I can use this card on money fares for brief flights the place miles do not make sense.
Promote out.
The tip.
Simply an FYI on a “Main CDW” different for many who could also be unaware of it: “American Specific Premium Rental Safety”. This (clearly) works solely once you lease a automotive with an Amex card, however it may be any taste (blue, inexperienced, gold, platinum.) The 2 key differentiators with Amex PRP are that it prices nothing (zero) until and till you lease a automotive. Then, it’s charged ($25-$30, relying in your billing deal with State)…
Simply an FYI on a “Main CDW” different for many who could also be unaware of it: “American Specific Premium Rental Safety”. This (clearly) works solely once you lease a automotive with an Amex card, however it may be any taste (blue, inexperienced, gold, platinum.) The 2 key differentiators with Amex PRP are that it prices nothing (zero) until and till you lease a automotive. Then, it’s charged ($25-$30, relying in your billing deal with State) as soon as per *rental*, NOT as soon as per *day*. All you need to do is name Amex customer support on the quantity on the again of your card and enroll that card for the PRP program as soon as. From then on, everytime you lease a automotive, you’ll see the PRP cost put up to your card two days after the rental firm cost posts. It’s “Main” protection and when you’ve got any “points”/arguments with the automotive rental company, you could have the “firepower” of Amex customer support behind you. I’ve really used it in a minor (fender scrape) declare case. Amex CS made Enterprise take away “Loss Of use” expenses (whereas being repaired) once they couldn’t doc the automotive’s utilization. They then paid the declare in its entirety and my (private) auto insurance coverage was by no means concerned. So, I’ve no downside paying $30 per rental for PRP as a result of it really *works*.
The brand new pop-up promoting is tremendous annoying. If it doesn’t go away quickly I cannot be again and won’t getting any new playing cards through his hyperlinks.
I’m curious how that is really charged. I lease automobiles about as soon as per week but it surely solely involves $12-15.
I ponder how dangerous TPG’s web site is that this week w the CapOne media blitz? I cant convey myself to look and provides the location the web page views.
Oh god, I simply seemed. First time in years – since they turned off feedback, I ended visiting the location. It is frothy over there.
Has Capital One bought OOMAT?
So with this giving President Circle at Hertz, and Hertz going to give attention to renting out Tesla’s – is it recognized but if they are going to be lined beneath the safety?
@ bryan — Tesla Mannequin 3s have MSRPs of beneath $75K, in order that they completely needs to be lined.
Thanks Ben, I do know the MSRP was beneath that restrict however wasn’t positive in the event that they had been thought of “unique”
Did this web site get purchased out by Captial One or one thing ? Im tremendous confused…i take advantage of to get pleasure from studying this weblog. oh properly..
@ Justin — Completely not. Simply an thrilling card launch, and doing what I can to make clear any confusion there could also be concerning the card. Content material will likely be absolutely again to regular shortly…
Does this card provide any protection for p2p rental companies (like Turo)? I suppose no, proper?
@ magice — Sadly not, that appears to be excluded with nearly all main bank card protection plans.
I used to be accredited. Cannot await the brand new card!!
@ Sam — Superior, congrats!
Feedback point out a rising displeasure with the rising variety of Capital One posts. I concur however what actually is annoying me is the small video display that seems on the backside proper of the web page — it is extremely distracting and having to manually shut the window is most annoying.
Ben please eliminate this earlier than you lose me (and presumably others) as a reader.
Simply questioning if Capital One goes to be releasing a brand new card? Has anybody heard something? :-/
The whole lot very quiet right here.
Possibly attempt go to chase.com they could say one thing about Capital One playing cards. :-/
Do you know? Chase affords 2X miles for some classes on a card that prices $99 / 12 months. Scorching rattling!
Wow. The background of the location is now all crammed with Cap One logos.
Surprise how a lot Cap One paid them for that.
Wonderful
As predicted, like with the Brex card, you might be posting manner an excessive amount of and it’s actually annoying. I get it, it’s your web page, they pay you to put up stuff, however don’t you assume that is simply an excessive amount of of Capital One Infoxication?
Agreed. I am a long-time reader of the weblog, however that is getting ridiculous.
Then dont learn it, dont click on the hyperlink and dont click on the hyperlink to remark after which touch upon the put up you assume is ridiculous.
Whats so incorrect about getting some Cap One commercial cash this week? Nobody was complaining concerning the lack of adverts final week in the course of the huge Paris critiques, everybody does understand we dont get the superb critiques that long-time readers need with out having the occasional ad-spree posts for the…
Then dont learn it, dont click on the hyperlink and dont click on the hyperlink to remark after which touch upon the put up you assume is ridiculous.
Whats so incorrect about getting some Cap One commercial cash this week? Nobody was complaining concerning the lack of adverts final week in the course of the huge Paris critiques, everybody does understand we dont get the superb critiques that long-time readers need with out having the occasional ad-spree posts for the brand new readers and individuals who encounter the weblog from different websites.
Why, why, why the unpleasantry?
First, I discover these posts helpful. It is good to have the comparability between Capital One and Chase (and Amex, which is not there) insurance policies. It is good to know the limitation of the insurance policies. Should you assume you might be specialists, be happy to skip. Why click on open, then complain?
Second, I perceive that it is a bit simpler on *some* individuals if all of those are written inside a single put up, however that is…
Why, why, why the unpleasantry?
First, I discover these posts helpful. It is good to have the comparability between Capital One and Chase (and Amex, which is not there) insurance policies. It is good to know the limitation of the insurance policies. Should you assume you might be specialists, be happy to skip. Why click on open, then complain?
Second, I perceive that it is a bit simpler on *some* individuals if all of those are written inside a single put up, however that is not for all. I personally want a number of articles (so it is a bit simpler to re-open later; plus much less studying). I can see how writing a number of small posts are simpler than writing 1 huge huge put up. So it is basically as much as the writer to decide on the codecs. Should you do not prefer it, welllllll, you *can* copy-n-paste all these to 1 doc (“All about CapOne New Card”) on your private use.
Lastly, it may be a bit annoying that Fortunate goes ga-ga over this for some time. However hey, everybody has their very own vice. Possibly you must skip this weblog for a number of days until he calms down? I imply, I additionally go ga-ga at any time when my favourite matters have new entries. You must flip me out for a number of days. Simply, you understand, human.
The query is: why waste your time going to a put up (actually, a number of posts, I suppose), then waste much more time going to the remark part and complaining? I spend this time as a result of I really feel good defending one in all my fav journey weblog. What’s in it for you? Plus, as famous, I discover this data extraordinarily helpful. Possibly you must go off grid for a number of days until the travel-niche-of-the-web relax over CapOne new card? That might be win win!
5 of the final 7 posts are concerning the Enterprise X. Overkill! No I am not going to take 3 HP to have C1 flip round and shut down my account anyway.
@ One other Lump — I am confused, why would Capital One shut you down? And until your credit score rating is true on the cusp of being good/wonderful, I am unsure what the priority is about credit score being pulled with all three bureaus? What is the concern there, precisely?
There are many studies of Cap One (1) doing a number of pulls, and (ii) being very strict with approvals, even for 800+ credit score scores, so I believe the priority is legit (and one thing you may make readers conscious of in case you are thinking about offering an goal perspective).
The massive challenge with this card is lots of the benes require reserving by means of Cap One’s proprietary journey portal. The opposite challenge I’ve typically is…
There are many studies of Cap One (1) doing a number of pulls, and (ii) being very strict with approvals, even for 800+ credit score scores, so I believe the priority is legit (and one thing you may make readers conscious of in case you are thinking about offering an goal perspective).
The massive challenge with this card is lots of the benes require reserving by means of Cap One’s proprietary journey portal. The opposite challenge I’ve typically is it is changing into more and more troublesome to redeem for premium cabins on nearly all carriers, so the factors transfers are of quickly reducing worth.
I definitely would not name this card “superior” although it could make sense for some individuals.
I do not perceive.
Worst case, in the event you fly wherever, then the C1 Ven X pays for itself with a $400 annual credit score (assuming you money out the renewal bonus) vs the annual payment of $395
So you’ve got received mainly a card that prices you $0 with advantages that embrace
1 Lounge entry in most airports world wide
2 $200 off subsequent airbnb/vrbo and so forth (I do know it isn’t annual)
3 100,000 factors which is $1,000 if cashed out
4 All of the visa infinite advantages
How’s that not profitable
Oh… and 2x factors (2% money again worst case) on the whole lot you purchase
and loads of different playing cards have “benes require reserving by means of (bank card issuer’s) proprietary journey portal”
In these instances he at all times says one thing alongside the traces of “although that is of restricted worth to me as I’d moderately ebook direct to obtain elite advantages” or one thing.
Word how when he says the latter, the web site is not decked out in stated financial institution’s brand.
@ trev — That is additionally precisely what I stated about this card:
https://onemileatatime.com/guides/capital-one-venture-x-travel-credit/
On this case the extent of getting to make use of the portal is reserving a single $300 flight per 12 months, and to me that is hardly an enormous hurdle.
Greg @ FM received shut down for mysterious causes and no MS, shortly after opening a C1 card. Factors liquidated at a really weak worth, so at the least they weren’t stolen from him like AA did to me.
Many different DPs about C1 shutdowns.
The priority with 3 HP is that it’ll decelerate your new card signup velocity. Banks do not wish to see that. Most factors/miles afficionados are liable to getting…
Greg @ FM received shut down for mysterious causes and no MS, shortly after opening a C1 card. Factors liquidated at a really weak worth, so at the least they weren’t stolen from him like AA did to me.
Many different DPs about C1 shutdowns.
The priority with 3 HP is that it’ll decelerate your new card signup velocity. Banks do not wish to see that. Most factors/miles afficionados are liable to getting denied for this card, so getting denied plus 3 HP is salt on the wound.
It is a good card for these strolling the wonderful line betweem showing to be in C1 demographic(not robust credit score, carries balances) but nonetheless factors savvy, however for me not definitely worth the threat.
@One other Lump
Each financial institution has DP of unreasonable shut down. Should you’re rationally afraid, you should not belief any banks. You must use solely money and bury cash underground.
Should you’re getting 10 playing cards each month, possibly 3 HP would have an effect on you. Possibly you attempting to recreation the brand new card bonus is the explanation they’re denying you, the # of HP is the inform.
I would not rapidly assume the C1 demographic for this card….
@One other Lump
Each financial institution has DP of unreasonable shut down. Should you’re rationally afraid, you should not belief any banks. You must use solely money and bury cash underground.
Should you’re getting 10 playing cards each month, possibly 3 HP would have an effect on you. Possibly you attempting to recreation the brand new card bonus is the explanation they’re denying you, the # of HP is the inform.
I would not rapidly assume the C1 demographic for this card. However individuals with robust credit score additionally get denied for a lot of different playing cards too. I’ve heard of no such card that robotically approves in case your rating is 800+.
All these issues are legit, however to any banks not simply Capital One.
@Eskimo
It is not one DP, C1 popularity could be very well-known, however you appear to know higher than everybody else, so get pleasure from your 3 HP and your possible denial.
Peddling this card so exhausting and claiming it is as a result of “it is so profitable” is dishonest, and everyone knows it. A median particular person could discover a minor upside to having and paying for this card. It pales compared to how profitable this card is to you personally.
It is not even the variety of posts…I perceive individuals will Google “Enterprise X automotive rental safety” and it is good to have a well timed put up that covers that. It is…
Peddling this card so exhausting and claiming it is as a result of “it is so profitable” is dishonest, and everyone knows it. A median particular person could discover a minor upside to having and paying for this card. It pales compared to how profitable this card is to you personally.
It is not even the variety of posts…I perceive individuals will Google “Enterprise X automotive rental safety” and it is good to have a well timed put up that covers that. It is the dishonesty that “so many individuals are asking questions” and “this card is so profitable” that’s so unpalatable (not even gonna cowl absolutely the ridiculous background advert…possible the second ugliest factor I’ve seen on the web shortly…in some way Gary’s seems to be even worse).
As a capitalist, although, I perceive it really works properly for the underside line (no pun meant), and may’t blame you!
@ Charles — It sounds such as you’ve made up your opinion about my intentions, although let me make clear a number of factors (and whether or not or not you select to consider me is as much as you):
— I do view this card as being actually profitable, as profitable as any card we have seen because the introduction of the Sapphire Reserve; that is to not say it is an ideal match for everybody, however I stand by that perception<br…

@ Charles — It sounds such as you’ve made up your opinion about my intentions, although let me make clear a number of factors (and whether or not or not you select to consider me is as much as you):
— I do view this card as being actually profitable, as profitable as any card we have seen because the introduction of the Sapphire Reserve; that is to not say it is an ideal match for everybody, however I stand by that perception
— Individuals *are* asking a variety of questions concerning the card; simply try the feedback sections of earlier posts concerning the card and you will see that, and that does not even issue within the questions I have been messaged privately (why would there not be questions when a brand new card is launched?)
— In fact I am additionally within the enterprise of working a weblog that is largely about bank cards, and I get a fee when individuals apply (as I do for many forms of bank cards utilized for by means of the weblog); as you acknowledge, this content material is beneficial to these looking out these matters (together with many readers), so there isn’t any motive that may’t be a win-win, particularly with the dearth of different detailed data on the market as of now
It is a gradual information week in any other case within the journey house, so I determine it is a good time to get into the nitty-gritty of the Enterprise X. I am sorry if others really feel in a different way, and I acknowledge this may not be of curiosity to everybody. However that is the case with all of my content material.
I do not actually deny that individuals are asking questions. However your response of “take a look at the feedback” appears deaf. How about you take a look at the feedback on this put up to additionally see what individuals are saying. You possibly can’t have it each methods and declare the excessive variety of posts/peddling/adverts is as a result of your involved with what of us are saying/asking questions. It is as a result of it is good enterprise for you. Which once more, I completely help. Personal it.
@Charles, in case you are actually a capitalist as you claimed. You failed huge time.
You failed to note the indicators that time out the alternative of what you might be suggesting. Do not simply take this website as one knowledge level, take all the key websites, even those that did not obtain sponsorships. Have a look at the feedback generated everywhere in the web. Or possibly the web is dishonest?
You failed to grasp, as a capitalist, it is the…
@Charles, in case you are actually a capitalist as you claimed. You failed huge time.
You failed to note the indicators that time out the alternative of what you might be suggesting. Do not simply take this website as one knowledge level, take all the key websites, even those that did not obtain sponsorships. Have a look at the feedback generated everywhere in the web. Or possibly the web is dishonest?
You failed to grasp, as a capitalist, it is the capital (cash) that issues not the upside of a product. So long as individuals pays for it, who cares concerning the profit.
A median particular person could discover a minor upside to having and paying for Apple merchandise. But go ask any common particular person what number of Apple merchandise they personal.
And please share your knowledge that which card is actually “profitable”? The no annual payment 1% money again card, or the 0% APR stability switch card in your pockets.
You are higher off as a socialist not a capitalist. Go defend the curiosity of the typical particular person and struggle towards the grasping backside line individuals.
Like others. I used to be inexplicably denied for the cardboard. I’ll keep away from this website for the subsequent week since you don’t have anything besides capital one articles.
@ Pete — No must keep away from it for the subsequent week, I promise there will likely be a lot of different content material within the coming days as properly. This card launched simply two days in the past, so I am undoubtedly front-loading content material right here, as individuals attempt to determine whether or not or not this card is smart for them.
I am unsure what occurred. I used to be on the lookout for a journey weblog, however appear to have been redirected to the Cap One advertising middle as a substitute. Have they got a brand new bank card or one thing?
@ Kacee — Hah, they do certainly. If there’s any essential information story in aviation I missed at the moment (excluding clickbait tales about individuals being kicked off planes for some motive), please do let me know. Within the meantime, I believe protecting the ins-and-outs of this superior new bank card, as that is what readers are asking about greater than the rest in the meanwhile.
I’m one who’s attempting to determine whether or not to get this (or the brand new SW bonus) so I admire the information. Have not had a CapOne card in years so I wish to find out about issues like rental protection and licensed person advantages.
How about one other CapOne put up on transferring Money again to miles with different CapOne playing cards…I’m taking a look at a two card combo with the Savor card for P2 spouse who was simply accredited for VentureX. I like the thought of accumulating miles/factors for AirBnB credit with devaluation resort packages.
Your suggestions is essential in serving to us preserve our group protected.
The feedback on this web page haven’t been supplied, reviewed, accredited or in any other case endorsed by any advertiser, and it’s not an advertiser’s duty to make sure posts and/or questions are answered.
As predicted, like with the Brex card, you might be posting manner an excessive amount of and it’s actually annoying. I get it, it’s your web page, they pay you to put up stuff, however don’t you assume that is simply an excessive amount of of Capital One Infoxication?
Then dont learn it, dont click on the hyperlink and dont click on the hyperlink to remark after which touch upon the put up you assume is ridiculous. Whats so incorrect about getting some Cap One commercial cash this week? Nobody was complaining concerning the lack of adverts final week in the course of the huge Paris critiques, everybody does understand we dont get the superb critiques that long-time readers need with out having the occasional ad-spree posts for the brand new readers and individuals who encounter the weblog from different websites.
Like others. I used to be inexplicably denied for the cardboard. I’ll keep away from this website for the subsequent week since you don’t have anything besides capital one articles.

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